NHMA Comments on a “Study and Report to Congress on Natural Catastrophes and Insurance”

Response to Solicitation for Comments on a “Study and Report to Congress on Natural Catastrophes and Insurance” 

Introduction

The Natural Hazard Mitigation Association (NHMA) is a grassroots, educational, charitable corporation, wholly supported by the donations by members, and occasional project income. We are largely a volunteer-managed and volunteer-staffed organization, passionately committed to lessening the awful and unnecessary misery, vast environmental despoliation, and huge expense caused by human failings to design and build safely and properly in areas subject to foreseeable natural hazards. The NHMA mission is to educate and advocate for safer, sustainable development and redevelopment in both the United States and throughout the world.

The Natural Hazard Mitigation Association strongly supports the pursuit of a catastrophe insurance program here in the United States, to help promote orderly reconstruction following catastrophic events and to encourage communities to adopt risk mitigation strategies to cope with the consequences of natural hazards. 

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